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PSD2 Regulations are handled well by Smoobu.com booking engine, PSD2 Regulations are now handled well by Smoobu.com booking engine

PSD2 Regulations are now handled well by Smoobu.com booking engine

Settembre 13th, 2019 Posted by Non categorizzato 0 thoughts on “PSD2 Regulations are now handled well by Smoobu.com booking engine”
The PSD (Payment Services Directive) is now replaced by the PSD2.  PSD is an EU Directive, to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). In simple words: Until now it was sufficient for online payment made with credit cards to enter the credit card data plus the CSV. The PSD has set an end to that. Starting now a second verification step has to be done. The kind of second verification is dependent on the shoppers payment card provider / bank. We have put quite some sweat into implementing the regulation for our users. Obviously, we did set it up for our own transactions which was quite tricky due to the recurring payments in our software as a service model. But more importantly for our users we have implemented PSD 2 standards into the booking tool process that our clients integrate into their pages. You may not se the second security step as it has not been implemented by all banks. But whenever it is required our booking engine payment workflow will perfectly play along. But why PSD2? PSD2 aims to make sure that the shopper is at the centre of every transaction. "While customer charges, fees and costs have, historically, been somewhat opaque and hard to gauge, PSD2 aims to change that, introducing transparency, minimum service requirements and clamping down on complaints procedures and data collection." But consumers will also be affected and should benefit from the changes by taking greater confidence that their payments are being handled safely, effectively and securely and that the charges being levied are clear, fair and transparent. Under the new PSD2 rules the use of opaque pricing methods for cross-border payments within the EEA is prohibited – so you’ll know just how much you’re paying to move your money overseas." (source: https://www.worldfirst.com/uk/blog/guides/payment-services-directive-ii-psd2-mean/) An important element of PSD2 is the requirement for strong customer authentication on the majority of electronic payments.

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